ARTIKEL CITIBANK

Citibank, one of the major international banks, is the consumer banking arm of financial services giant Citigroup. Citibank was founded in 1812 as the City Bank of New York, later First National City Bank of New York. As of March 2010, Citigroup is the third largest bank holding company in the United States by total assets, after Bank of America and JPMorgan Chase.^[1]
Citibank has retail banking operations in more than 160 countries and territories around the world. More than half of its 1,400 offices are in the United States, mostly in New York City, Chicago, Los Angeles, the San Francisco Bay Area, Washington, D.C. and Miami. More recently, Citibank has expanded its operations in the Boston, Philadelphia, Houston, and Dallas metropolitan areas.
In addition to the standard banking transactions, Citibank offers insurance, credit cards and investment products. Their online services division is among the most successful in the field ^[2] claiming about 15 million users.
As a result of the global financial crisis of 2008–2009 and huge losses in the value of its subprime mortgage assets, Citibank was rescued by the U.S. government under plans agreed for Citigroup. On November 23, 2008, in addition to initial aid of $25 billion, a further $25 billion was invested in the corporation together with guarantees for risky assets amounting to $306 billion.^[3] Since this time, Citibank has repaid its government loans in full

JOB CONDITIONS

JOBS CONDITIONS 

JOBS CONDITIONS	WORKER'S RATING	MANAGER'S RATING
full appreciations for work done	2	1
feeling 'in'on things	10	8
sympathetic understanding of personal problems	5	2
job security	6	3
good wages	8	7
interesting work	7	6
promotion & growth with company	3	5
managemen loyalty to workers	4	9
good working conditions	9	10
dicipline	1	4

WORKER'S RATING	MANAGER'S RATING
DICIPLINE:because each worker requires high discipline to get the job running smoothly	FULL APRECIATIONS FOR WORK DONE:because a manager can better appreciate it hrus employees who have worked
FULL APRECIATIONS FOR WORK DONE:because good appreciation makes workers happy	sympathetic understanding of personal problems: as a manager it must be understood how the employee is feeling
PROMOTION & GROWTH WITH COMPANY:because, promotion and growth path made ​​by a worker	JOB SECURITY:because, with job security make managers more spirit in her work
MANAGEMEN LOYALTY TO WORKERS:because, with the manager making the loyalty of the workers to be more serious in the works	DICIPLNE: the management should be able to show the discipline to subordinates
SYMPATHETIC UNDERSTANDING OF PERSONAL PROBLEMS:because, with sympathetic pemahan workers will be more focused on his job	PROMOTION & GROWTH WITH COMPANY:because that does not bankrupt the company, the managers often make promotional and see the growth of the company
JOB SECURITY:because each worker takes a job at his job security	INTERESTING WORK:because the work that makes managers more attract more spirit in her work makes managers more focused on the job
INTERESTING WORK:because every worker should have the interesting nature of the work that managers can work together	GOOD WAGES:because, with good wages mkanajer will be solid again against the company
GOOD WAGES:because with good wages make workers happy and the spirit in the work	FEELING ‘IN’ON THINGS:because it requires managers to focus on the job
GOOD WORKING CONDITIONS:because every worker must have a good working condition so that there is no misunderstanding of the other workers in the work	MANAGEMEN LOYALTY TO WORKERS:because loyalty in the spirit of making the workers work
feeling 'in'on things: because employees must always focus	GOOD WORKING CONDITIONS:because, with a good job the manager would be better at his job

High Cost Economy in Indonesia

High Cost Economy in Indonesia

Chief Economic Minister Hatta Rajasa said that the government had continued to reduce various barriersthat create high economic costs. The government had consistently taken steps on reducing high economiccosts such as in the construction of infrastructures like toll roads, expansion of seaports and building dry ports. Besides that, the government also continued to reduce bureaucratic constraints, regulations thatdiscouraged investment and fighting against illegal levies. Earlier, a number of businessmen complainedof high production costs. They considered that there were still a lot of home works the government had toaccomplish. President Susilo Bambang Yudhoyono had previously stressed the importance of reducinghigh costof economy(http://en.voi.co.id/voi-news/2733-indonesian-govt-continues-to-reduce-high-cost-economy)

Manpower and Transmigration Minister Muhaimin Iskandar asked the local government tosuppress and eliminate the high cost economy practices in their respective regions. "One of theefforts to raise the wages of the worker / laborer is to suppress and eliminate the causes of thehigh cost burden on business in Indonesia," for the cost of an expensive venture into economic barriers that create difficulties entrepreneurs develop their business and increase the wages of workers significantly,"We continue to encourage local governments to improve the climate of employment in theregion, by eliminating the practices of extortion, simplify licensing convoluted and unclear charges that had been burdening other entrepreneurs," business in Indonesia can raise workers'wages when a decline in the cost of production, the emphasis (high cost economy), improvementof infrastructure and processes are easy and inexpensive.Kemnakertrans Party has issued the Minister of Manpower and Transmigration of Indonesia No.13 of 2012 on Components and Implementation Phases Living Needs Achievement is arefinement Regulation of the Minister of Manpower and Transmigration No.17/MEN/VII1/2005.Dalam perfecting new Permenakertrans the original number of species need46 types of components turned into 60 types KHL KHL component. In addition there are 8 typesof adjustment / addition of quality and quantity of the KHL and 1 change type needs.

The government continues to try to find a system of remuneration that berasaskan justice, well- being in accordance with the growth and development of the Indonesian economy. But certainlythe workers should be paid a decent wage and welfare, so that the process of industrial production continued to increase and to boost up the economy of the country, with suppressedhigh cost economy, wages will rise, increasing labor productivity and worker well-being can beachieved. " is ultimately the competitiveness of industries in Indonesia will increase and attractinvestors to expand employment opportunities that people need,"(http://www.antaranews.com/berita/341244/muhaimin-tekan-high-cost-economy-agar-upah- pekerja-naik)